Terms of Service

1. Terms

By accessing the website at https://enancial.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Enancial.com offers this Web site, including all information, software, products and services available from this Web site or offered as part of or in conjunction with this Web site (the “Website”), to you, the user, conditioned upon your acceptance of all of the terms, conditions, policies and notices stated here. Enancial.com reserves the right to make changes to these Terms and Conditions immediately by posting the changed Terms and Conditions in this location. Your continued use of the Web site constitutes your agreement to all such terms, conditions and notices, and any changes to the Terms and Conditions made by Enancial.com

The term ‘enancial.com’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

Use the website at your own risk. This website is provided to you “as is,” without warranty of any kind either express or implied. Neither Enancial.com nor its employees, agents, third-party information providers, merchants, licensors or the like warrant that the Web site or its operation will be accurate, reliable, uninterrupted or error-free. No agent or representative has the authority to create any warranty regarding the Web site on behalf of Enancial.com.

Enancial.com reserves the right to change or discontinue at any time any aspect or feature of the Web site.

The information contained in this website is for general information purposes only. The information is provided by this website and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of this website. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, this website takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Enancial.com’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Enancial.com’s website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Enancial.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Enancial.com’s website are provided on an ‘as is’ basis. Enancial.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, Enancial.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Enancial.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Enancial.com’s website, even if Enancial.com or a Enancial.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on Enancial.com website could include technical, typographical, or photographic errors. Enancial.com does not warrant that any of the materials on its website are accurate, complete or current. Enancial.com may make changes to the materials contained on its website at any time without notice. However Enancial.com does not make any commitment to update the materials.

6. Links

Enancial.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Enancial.com of the site. Use of any such linked website is at the user’s own risk.

7. Modifications

Enancial.com may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

EXCLUSION OF LIABILITY

The content of the pages of this website is for your general information and use only. It is subject to change without notice. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

REFUNDS, DISPUTES, AND COLLECTIONS POLICY

Customers may cancel their service at any time. Due to the nature of certain services we provide, if a service is cancelled before the end of the billing period, fees charged on a prepay basis are non-refundable. In addition some accounts incur set-up fees, these charges are also non-refundable.

Some customers are billed automatically on a monthly basis. If you wish to stop these monthly payments, you must cancel your subscription to Enancial.com via PayPal.com and cancel your account in our customer portal. Refunds are never issued for one-time or recurring payments, including but not limited to when a customer forgets to cancel their Credit Card Merchant or PayPal subscription.

Customer shall not file a chargeback for any credit card payments to Enancial.com or open any disputes with PayPal and any such chargeback or dispute will result in an additional payment to Enancial.com of up to $500.00 which is a reasonable estimate of Enancial.com’s additional administrative costs. Customer is responsible for any fees and costs (including, but not limited to, reasonable attorneys’ fees, court costs and collection agency fees) incurred by Enancial.com in enforcing collection of fees.

If a dispute or chargeback is opened against Enancial.com, we reserve the right to fully defend ourselves to PayPal, credit card companies, and banking institutes. This includes providing any and all information regarding your account to them. We also reserve the right to provide the same information to the debt collection agency of our choice. FYI, REFUNDS, DISPUTES, AND COLLECTIONS information, may also be view at any time by visiting https://www.enancial.com/refunds

INDEMNIFICATION

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

INVESTMENT DISCLAIMER

Please note futures, stocks, options, commodities, and cryptocurrency trading involves substantial risk of loss and not every investment is suitable for every investor. The valuation of futures, stocks, options, commodities,and cryptocurrencies may fluctuate, or be subject to volatility, and as a result, you may lose more than the value your original investment. Enancial.com does not provide legal, or professional financial advice. This website is for informational purposes only. Please seek professional legal advice before making any serious investment decisions, and never invest more than you can afford to lose.

COPYRIGHT

Except for material in the public domain under United States copyright law, all material contained on the Web site (including all software, HTML code, Java applets, Active X controls and other code) is protected by United States and foreign copyright laws. Except as otherwise expressly provided in these terms and conditions, you may not copy, distribute, transmit, display, perform, reproduce, publish, license, modify, rewrite, create derivative works from, transfer, or sell any material contained on the Web site without the prior consent of the copyright owner.

None of the material contained on Enancial.com may be reverse-engineered, disassembled, decompiled, transcribed, stored in a retrieval system, translated into any language or computer language, retransmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without the prior written consent of Enancial.com. Violation of this provision may result in severe civil and criminal penalties.

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